Terms of Service

1. About Us

2. Services

We provide professional services including but not limited to:

• Business and financial consulting
• Fractional CFO and advisory services
• Media production and podcasting
• Content creation and publishing
• Brand partnerships and affiliate marketing
• Speaking, events and digital products

All services are provided on a professional, commercial basis.

3. No Professional Advice Disclaimer

4. Fees and Payments

• Fees are agreed in writing before work begins.
• Invoices must be paid in accordance with stated payment terms.
• Late payments may result in suspension or termination of services.
• All fees are non-refundable unless explicitly agreed in writing.

5. Partnerships and Affiliates

• Participation in affiliate or partnership programs is subject to approval.
• We reserve the right to accept or decline partnerships at our discretion.
• Performance, commissions and tracking are governed by the applicable platform terms and individual agreements.
• We make no guarantees of revenue, leads or performance.

6. Intellectual Property

All content, branding, audio, video, frameworks and materials produced by K-Dems remain our intellectual property unless otherwise agreed in writing.

You may not reproduce, distribute or exploit our content without prior written consent.

7. Confidentiality

Both parties agree to keep confidential any non-public, proprietary or commercially sensitive information shared during engagements.

This obligation survives termination of services.

8. Limitation of Liability

To the maximum extent permitted by law:

• We are not liable for indirect, incidental or consequential losses.
• Our total liability shall not exceed the fees paid for the specific service giving rise to the claim.

9. Termination

We may terminate or suspend services immediately if:

• These Terms are breached
• Payment obligations are not met
• Conduct damages our reputation or operations

Termination does not affect accrued rights or outstanding payments.

10. Third-Party Platforms

Use of third-party platforms, tools or services linked through our content is governed by their respective terms. We are not responsible for third-party performance or availability.

11. Governing Law

These Terms are governed by and construed in accordance with the laws of England and Wales.

Any disputes shall be subject to the exclusive jurisdiction of the courts of England and Wales.

12. Contact

For questions regarding these Terms, contact: